Travel credit card FAQs
A percentage the bank adds to every purchase in a foreign currency, or in Singapore dollars with an overseas merchant. Each card shows its fee as the bank states it.
Best travel credit cards
Travel cards earn more on overseas spend, and many add lounge visits or travel insurance. Compare the foreign currency fee too, since it applies to every overseas purchase.
- Miles or points on overseas spend
- Lounge visits on some cards
- Complimentary travel insurance on some cards
FeaturedAmerican Express Singapore Airlines KrisFlyer Credit Card
American Express
•••• •••• •••• ••••
Credit Card CompareAmerican Express
- 16,000 bonus points
- Complimentary travel insurance
How much could you save on foreign fees?
Enter your yearly overseas and foreign-currency spend to see what each card saves below. The 3% rate is a typical card fee: change it if you know your current card's rate.
Compare 7 travel credit cards
| Card | Name and rating | Rewards program | Earn rate | Foreign transaction fee | Annual fee | Fee saving / yr | |
|---|---|---|---|---|---|---|---|
HSBCSignature •••• •••• •••• •••• Credit Card CompareVisa | HSBC Reward points | 10 pts per S$1Capped | 2.25% | S$0 | Save ~S$38a year | ||
MaybankSignature •••• •••• •••• •••• Credit Card CompareVisa | Maybank TREATS Points | 7 pts per S$1Uncapped | 3.25% | S$196.20 | |||
American Express •••• •••• •••• •••• Credit Card CompareAmerican Express | Singapore Airlines KrisFlyer | 2 pts per S$1Capped | 3.25% | S$0 | |||
CitiSignature •••• •••• •••• •••• Credit Card CompareMastercard | Citi ThankYou Rewards | 5 pts per S$1Uncapped | 3.25% | S$651.82 | |||
American ExpressPlatinum •••• •••• •••• •••• Credit Card CompareAmerican Express | Membership Rewards | 6.25 pts per S$1Uncapped | 3.25% | S$545 | |||
UOB •••• •••• •••• •••• Credit Card CompareMastercard | UOB UNI$ | 1.4 pts per S$1Uncapped | 3.25% | S$0 | Application60 second approval | ||
CitiSignature •••• •••• •••• •••• Credit Card CompareMastercard | Citi ThankYou Rewards | 1.2 pts per S$1Uncapped | 3.25% | S$196.20 |
Travel by the numbers
7
Cards compared
7
Cards earning rewards
S$227
Average annual fee
S$0
Lowest annual fee
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Sources
- Credit Card Compare
- How CardIQ scores cards