Credit Card Compare

Trust Freedom Credit Card

Data last updated 25 October 2026
27.90%
Purchase rate
S$0
Annual fee
Not published
Interest-free

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Application

CardIQ

46Fair

Fair

Overall score, out of 100 · How this works

  • Cashback80
  • No annual fee55
  • Rewards25
  • Sign-up bonus15
  • Travel55

Customer reviews

No reviews yet. Be the first to review the Trust Freedom Credit Card.

Pros & cons

What's good

  • No annual fee.
  • Earns cashback on eligible spending.
  • No fee to add an additional cardholder.

Worth noting

  • No annual fee for main or supplementary cardholders. No tax stated.
  • The 27.9% p.a. purchase rate sits in the most expensive quarter of cards (the median is 27.85% p.a.) if you carry a balance.
  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Not published
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
None

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
27.90% p.a.
Purchases
27.90% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
No annual fee
Cash advance fee
8% of the amount
Foreign transaction fee
0%
Late payment fee
S$100

Repayments

Interest-free period
Not published
Minimum repayment
The greater of either S$50 or 1% of principal, plus interest, fees and charges, and any overlimit amount and past due amount.

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Cashback

Ongoing cashback
3% on eligible spend

3% stockback on both Local and Foreign Eligible Spend promo is until 31 Dec 2026. Card offers multiple reward modes: Stockback, Miles, Unlimited Cashback, or Bonus Cashback. Cashback earned can only be used to offset outstanding balance.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual feeS$0Tied for best (1st of 38 cards)
Overseas feeNo feeTied for best (1st of 38 cards)
Purchase rate27.90%Middle of the market (20th of 38 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

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Compare the Trust Freedom Credit Card against every other card in its category.

CashbackNo annual feeSign-up bonusTravelView all →

Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
Trust