Credit Card Compare

DBS Altitude Visa Signature Card

Data last updated 23 October 2026
27.80%
Purchase rate
S$0
Annual fee
25 days
Interest-free
Application

CardIQ

40Fair

Fair

Overall score, out of 100 · How this works

  • Airport lounge38
  • No annual fee42
  • Rewards32
  • Travel49

Customer reviews

No reviews yet. Be the first to review the DBS Altitude Visa Signature Card.

Pros & cons

What's good

  • No annual fee.
  • Complimentary airport lounge access (2 visits a year).
  • Earns 2.2 points per S$1 on overseas spend (foreign currency transactions).

Worth noting

  • The annual fee increases from S$0 to S$196 in the second year.
  • Earns 1.3 points per S$1 on everyday spend, around the dataset average.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
S$98.10 p.a.
Card tier
Signature
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
DBS Points (convertible to KrisFlyer, Asia Miles, Air Asia)

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
21 years old
Minimum income
S$30,000 p.a.
Residency
Singapore
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
28.50% p.a.
Purchases
27.80% p.a.

Fees

Additional cardholder fee
S$98.10
Annual fee
No annual fee
Annual fee (year 2+)
S$196.20 p.a.
Cash advance fee
8% of the amount
Foreign transaction fee
3.25%
Late payment fee
S$100
Over limit fee
S$40

Repayments

Interest-free period
Up to 25 days on purchases
Minimum repayment
3% of the statement balance (or S$50, whichever is greater) plus any amount that is overdue and/or exceeds your credit limit.

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
DBS Points earned do not expire

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days25 daysTied for best (1st of 23 cards)
Purchase rate27.80%Top 10% (3rd of 28 cards)
Annual feeS$196 a yearBetter than most (8th of 28 cards)
Overseas fee3.25%Better than most (8th of 28 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

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Airport loungeKrisFlyerRewardsTravelView all →

Questions and answers

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
DBS