Credit Card Compare

Maybank World Mastercard

Data last updated 23 October 2026
27.90%
Purchase rate
S$0
Annual fee
Not published
Interest-free
Application

CardIQ

55Good

Good

Overall score, out of 100 · How this works

  • Airport lounge65
  • No annual fee25
  • Rewards69
  • Travel62

Customer reviews

No reviews yet. Be the first to review the Maybank World Mastercard.

Pros & cons

What's good

  • No annual fee.
  • Complimentary airport lounge access.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from S$0 to S$262 in the second year.
  • The 27.9% p.a. purchase rate sits in the most expensive quarter of cards (the median is 27.8% p.a.) if you carry a balance.
  • Requires a minimum income of S$80,000 a year.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Signature
Card type
Mastercard
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Maybank TREATS Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
21 years old
Minimum income
S$80,000 p.a.
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
28.50% p.a.
Purchases
27.90% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
No annual fee
Annual fee (year 2+)
S$261.60 p.a.
Cash advance fee
8% of the amount
Foreign transaction fee
2.25%
Late payment fee
S$100

Repayments

Interest-free period
Not published
Minimum repayment
3% of outstanding balance or S$20, whichever is higher, plus any outstanding amount "Past Due" from previous statements

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
TREATS Points never expire (complimentary enrolment into Rewards Infinite Programme)

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Overseas fee2.25%Tied for best (1st of 28 cards)
Purchase rate27.90%Middle of the market (16th of 28 cards)
Annual feeS$262 a yearNot as good as most cards (22nd of 28 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the Maybank World Mastercard against every other card in its category.

Airport loungeFree additional cardsNo annual feeRewardsTravelView all →

Questions and answers

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Maybank