Credit Card Compare

Citi PremierMiles Card

Data last updated 23 October 2026
27.90%
Purchase rate
S$196.20
Annual fee
30,000
Bonus points
Application

CardIQ

39Basic

Basic

Overall score, out of 100 · How this works

  • Airport lounge40
  • Rewards35
  • Sign-up bonus30
  • Travel49

Customer reviews

No reviews yet. Be the first to review the Citi PremierMiles Card.

Pros & cons

What's good

  • 30,000 bonus points to start, worth around S$180 at our 0.6c-per-point valuation.
  • Complimentary airport lounge access (2 visits a year).
  • Earns 2.2 points per S$1 on foreign currency spend, 10 points per S$1 on kaligo hotel bookings via kaligo.com/bonus-miles and 7.2 points per S$1 on agoda hotel bookings via agoda.com/bonusmiles.
  • No fee to add an additional cardholder.

Worth noting

  • S$196.20 inclusive of 9% GST. No first-year waiver under the 30,000-mile offer; first-year fee waiver available under the 8,000-mile offer. Annual fee is non-refundable. Renewal bonus of 10,000 Citi Miles credited upon fee payment; reversed if fee is waived. Supplementary card is free. The S$196 annual fee is still high for a Signature card, where the typical fee is about S$98.
  • Earns 1.2 points per S$1 on everyday spend, around the dataset average.

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Signature
Card type
Mastercard
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Citi ThankYou Rewards

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
21 years old
Minimum income
S$30,000 p.a.
Residency
Singapore
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
27.90% p.a.
Purchases
27.90% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
S$196.20 p.a.
Cash advance fee
8% of the amount
Foreign transaction fee
3.25%
Late payment fee
S$100
Over limit fee
S$40

Repayments

Interest-free period
Up to 25 days on purchases
Minimum repayment
Greater of (a) 1% of current balance + 1% of outstanding unbilled instalment amounts + all interest charges + all upfront service fees + late payment charges, or (b) S$50; plus any overdue amounts. If current balance < S$50, full current balance.

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
No expiry — Citi Miles earned do not expire

Sign-up bonus

Bonus spend required
Spend S$800 in your first 2 months
Sign-up bonus
30,000 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days25 daysTied for best (1st of 17 cards)
Annual feeS$196 a yearBetter than most (6th of 19 cards)
Overseas fee3.25%Better than most (6th of 19 cards)
Purchase rate27.90%Middle of the market (9th of 19 cards)
Sign-up bonusS$180Not as good as most cards (6th of 7 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

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How CardIQ scores cards
Issuer
Citi