Credit Card Compare

Maybank Horizon Visa Signature Card

Data last updated 7 October 2026
27.90%
Purchase rate
S$196.20
Annual fee
20 days
Interest-free
Application

CardIQ

63Good

Good

Overall score, out of 100 · How this works

  • Airport lounge62
  • Rewards65

Customer reviews

No reviews yet. Be the first to review the Maybank Horizon Visa Signature Card.

Pros & cons

What's good

  • Complimentary airport lounge access.
  • Complimentary travel insurance.
  • Earns 7 points per S$1 on bonus categories and 7 points per S$1 on overseas spend.
  • No fee to add an additional cardholder.

Worth noting

  • Includes GST. Waived for the first 3 years, then waived each year you spend S$18,000. The S$196 annual fee is still toward the top of the market (the median is S$0).
  • The 27.9% p.a. purchase rate sits in the most expensive quarter of cards (the median is 27.8% p.a.) if you carry a balance.
  • No balance transfer or introductory purchase offer.
  • Up to 20 interest-free days on purchases (below the 22.5-day median).

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Signature
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Maybank TREATS Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
S$30,000 p.a.
Residency
Singapore citizen or PR (S$30,000 a year); Malaysian citizen in employment for at least 1 year (S$45,000); other foreigner in employment for at least 1 year (S$60,000)
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
28.50% p.a.
Purchases
27.90% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
S$196.20 p.a.
Cash advance fee
8% of the amount
Foreign transaction fee
3.25%
Late payment fee
S$100

Repayments

Interest-free period
Up to 20 days on purchases
Minimum repayment
3% of the outstanding balance or S$20, whichever is higher, plus any amount past due from previous statements; for accounts over the limit, 3% of the credit limit plus the excess

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
3 pts per S$1
Bonus categories
7 pts per S$1 in bonus categories
Other purchases
None
Overseas spend
7 pts per S$1 on overseas spend
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
TREATS Points expire one year from the quarterly period in which they were earned; for Rewards Infinite members (enrolled with S$24,000 of spend on eligible cards in the preceding 12 months) they do not expire while the membership lasts

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Overseas fee3.25%Top 25% (2nd of 10 cards)
Annual feeS$196 a yearTop 25% (3rd of 10 cards)
Rewards valueS$648 a yearBetter than most (3rd of 6 cards)
Purchase rate27.90%Not as good as most cards (7th of 10 cards)
Interest-free days20 daysAmong the weakest we track (7th of 8 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Maybank