Credit Card Compare

Trust Link Credit Card

Data last updated 25 October 2026
27.90%
Purchase rate
S$0
Annual fee
Not published
Interest-free

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Application

CardIQ

47Fair

Fair

Overall score, out of 100 · How this works

  • No annual fee55
  • Rewards28
  • Travel57

Customer reviews

No reviews yet. Be the first to review the Trust Link Credit Card.

Pros & cons

What's good

  • No annual fee.
  • No fee to add an additional cardholder.

Worth noting

  • No annual fee for main or supplementary cardholders. No tax mentioned.
  • The 27.9% p.a. purchase rate sits in the most expensive quarter of cards (the median is 27.85% p.a.) if you carry a balance.
  • Earns 0.22 points per S$1 on everyday spend, below the dataset average.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Not published
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
NTUC Linkpoints

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
27.90% p.a.
Purchases
27.90% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
No annual fee
Cash advance fee
8% of the amount
Foreign transaction fee
0%
Late payment fee
S$100

Repayments

Interest-free period
Not published
Minimum repayment
The greater of either S$50 or 1% of principal, plus interest, fees and charges, and any overlimit amount and past due amount.

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Earn rate

Everyday spend
0.22 pts per S$1
Bonus categories
None
Other purchases
None
Overseas spend
0.05 pts per S$1 on overseas spend
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual feeS$0Tied for best (1st of 38 cards)
Overseas feeNo feeTied for best (1st of 38 cards)
Purchase rate27.90%Middle of the market (20th of 38 cards)
Rewards valueS$32 a yearAmong the weakest we track (22nd of 22 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
Trust