Credit Card Compare

HSBC Revolution Credit Card vs Maybank Horizon Visa Signature Card

Compare HSBC Revolution Credit Card, Maybank Horizon Visa Signature Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

Side-by-side comparison of HSBC Revolution Credit Card vs Maybank Horizon Visa Signature Card.
HSBC Revolution Credit Card
Application
Maybank Horizon Visa Signature Card
Application

Card details

CardIQ

How we calculate scores
Overall
70Strong
Highest
63Good
Airport lounge–62/100
No annual fee60/100–
Rewards79/100Highest65/100

The basics

Card tierSignatureSignature
Card typeVisaVisa
Credit ratingNot publishedNot published
Rewards programHSBC Reward pointsMaybank TREATS Points
Credit limitNot publishedNot published

Eligibility

Minimum age21 years oldNot published
Minimum incomeS$65,000 p.a.S$30,000 p.a.Lowest
ResidencySingaporean, Singapore PR or foreigner; SGD65,000 for new HSBC customers (and for existing customers with TRB under SGD50,000 and for foreigners); SGD30,000 salaried or SGD40,000 self-employed for Singaporean/PR existing customers with TRB of SGD50,000 or moreSingapore citizen or PR (S$30,000 a year); Malaysian citizen in employment for at least 1 year (S$45,000); other foreigner in employment for at least 1 year (S$60,000)
Joint applicationNot publishedNot published
Temporary residentsNot publishedNot published
Instant approvalNot publishedNot published

Repayments

Interest-free periodUp to 20 daysUp to 20 days
Minimum repayment100% of monthly instalment amounts, plus 100% of any interest, late fees, annual fees and overlimit fees, plus 1% of the remaining balance (the last two parts at least S$50 in total), plus any excess over the credit limit; a balance under S$50 is due in full3% of the outstanding balance or S$20, whichever is higher, plus any amount past due from previous statements; for accounts over the limit, 3% of the credit limit plus the excess

Rates & fees

Ongoing interest rates

Purchases27.80% p.a.Lowest27.90% p.a.
Cash advances28.50% p.a.28.50% p.a.

Fees

Annual feeNo annual feeLowestS$196.20 p.a.
Monthly fee——
Additional cardholder feeS$0S$0
Cash advance fee8% of the amount8% of the amount
Foreign transaction fee2.25%Lowest3.25%
Late payment feeS$100S$100

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

S$

Earn rate

Everyday spend1 pt per S$13 pts per S$1
Bonus categories10 pts per S$1 in bonus categories, up to S$1,000 per month7 pts per S$1 in bonus categories
Other purchasesNoneNone
Overseas spendNone7 pts per S$1 on overseas spend
Reduced rate above monthly capNoneNone
Points capUncappedUncapped
Points expiry37 months: points are valid for 37 months from the month after the month they were awardedTREATS Points expire one year from the quarterly period in which they were earned; for Rewards Infinite members (enrolled with S$24,000 of spend on eligible cards in the preceding 12 months) they do not expire while the membership lasts
Estimated annual points78,000 ptsWorth S$468108,000 ptsWorth S$648Highest

Sign-up bonus

Sign-up bonus42,000 points—
Bonus spend requiredSGD1,000 from card account opening to the end of the following month (new HSBC cardholders; promotion 1 October to 31 December 2026)—

Related comparisons

Sources

Credit Card Compare
How CardIQ scores cards
Issuers
HSBCMaybank