Tools
Run the numbers before you apply. Estimate rewards, balance transfer savings and interest costs in seconds.
How many points could you earn?
S$
360,000 pts / yr
Worth around S$2,160 a year on Citi ThankYou Rewards, using the highest earn rate in this category. Excludes any sign-up bonus.
How much could a balance transfer save?
S$
Save ~S$1,000
Over a 12-month 0% transfer period, after a 0% transfer fee, compared with staying on your current rate.
How much interest could you save?
S$
Save ~S$0
Carrying S$3,000 for 12 months at this category's lowest rate (27.78% vs a typical 20%). Average rate here is 27.79%.