Credit Card Compare

UOB Absolute Cashback Card

Data last updated 25 October 2026
27.80%
Purchase rate
S$0
Annual fee
Not published
Interest-free

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Application60 second approval

CardIQ

36Basic

Basic

Overall score, out of 100 · How this works

  • Cashback68
  • No annual fee27
  • Rewards13

Customer reviews

No reviews yet. Be the first to review the UOB Absolute Cashback Card.

Pros & cons

What's good

  • The 27.8% p.a. purchase rate is among the lowest ongoing purchase rates (the median card charges 27.85% p.a.).
  • No annual fee.
  • Earns cashback on eligible spending.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from S$0 to S$196 in the second year.
  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Not published
Card type
American Express
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
None

Eligibility

Instant approval
Yes (response in ~60 seconds)
Joint application
Not published
Minimum age
21 years old
Minimum income
S$30,000 p.a.
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
28.50% p.a.
Purchases
27.80% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
No annual fee
Annual fee (year 2+)
S$196.20 p.a.
Cash advance fee
8% of the amount
Foreign transaction fee
3.25%
Late payment fee
S$100
Over limit fee
S$40

Repayments

Interest-free period
Not published
Minimum repayment
3% of current balance or S$50-00, whichever is higher, plus any overdue amounts.

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Cashback

Ongoing cashback
1.7% on eligible spend

1.7% on most spend; 0.3% on transactions commonly excluded from earning rewards (charity, education, government, healthcare, utilities, other professional services, Grab mobile wallet top-ups). No minimum spend and no cap on cashback earned.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Purchase rate27.80%Top 10% (3rd of 38 cards)
Overseas fee3.25%Better than most (11th of 38 cards)
Annual feeS$196 a yearBetter than most (13th of 38 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
UOB